Are You Sure Your Mortgage Is Legal?

    Is your mortgage legal? Are you sure? Daily news-media reports fraudulent mortgage scandals without holding banks accountable. There are people who claim fraud, and it is a false claim. There are people who have fraudulent mortgages and don't know it. In addition, there are home owners who have fraudulent loans and no one can prove it.

Identity Theft and Identity Fraud are the fastest growing crimes in the world. Are you protected?  Invisible criminals execute this calculated strategy by preying on people who are unaware until it is too late. The victims are dead or alive, rich or poor and young and old. Ugly faceless Predators of Identity Theft steal social security checks, children's college funds, retirement funds, investments, money in checking or savings accounts, create fraudulent mortgages, get illegal drugs and commit crimes with other people’s identity.

I am a survivor of Identity Theft and Identity Fraud. While it has been difficult transforming from victim to survivor, reaching out to others helps to maintain a balanced life. Meeting a fraud auditor, along with finding a skilled, educated attorney, and my tax preparer owner and founder of The United States Tax Payers Association paved the way for my new start.

With personal life in havoc, the thief almost conquered my spirit. My husband died from stress, our daughter paid a tremendous price because of this evil crime. My career died and never resurrected. This happened because I did not know that my identity could be stolen. Sincere ignorance caused this nightmare in my life?

Nothing is more dangerous than sincere ignorance. Daily choices create circumstances and then consequences. Living a pretense with no thought of present moment awareness can lead to disaster. Learn to become consciously aware of the present moment. Living in present moment creates a type of invisible insurance policy with a protection benefit of knowing our financial affairs are in order.   

Present moment awareness is much like car insurance. When we are behind the wheel driving we watch the other guy. The same habits apply to our identity. Without awareness, life’s journey leads to risky behavior turned into devastation. After stolen identity sincere ignorance is not bliss. Reality hits home. In the blink of an eye the Predators of Identity Theft invade lives and leave a trail of pain and poverty.

After a few years of wallowing in my misery, I decided to climb out of the cesspool of insanity and have a life. I learned to do a financial health check-up with a seasoned authority who prepares my taxes.

A knowledgeable tax preparer is critical in today’s world for a variety of reasons. Identity Theft and Health Care are at the top of the list.  

Is it time to do a financial health check-up in your life? Review your bank accounts; check your credit often, an open connection with your tax preparer is critical. Take your identity seriously, if you don’t protect yourself, who will? 

Today in these difficult financial times and tight economy predators lurk in the shadows of our lives, looking for easy targets prey upon. They use fraudulent mortgages to attack. For the most part, these predators and thieves walk away with their victim’s money and are seldom caught. Get informed. Beware in your own life to ensure that there is help. Learn how to protect and secure your identity. For more help http://www.patrcagaines.com

---